I wanted to be really on top of things, so I emailed my insurance (Regence) and explained my health concerns and asked about my weight and my plan for preventing them the future costs of the issues I'm a candidate for (diabetes, hypertension, high blood pressure, and cholesterol).
Their response was
According to your health plan, benefits are not available for services intended to result in weight reduction, including but not limited to:
- surgery (including reversals);
- treatment;
- programs;
- supplies.
Please note, coverage is not available regardless of the diagnosis.
It's a bit upsetting. I have the best insurance that PSE offers. I checked all the other plans they offer and none of them cover any weight loss benefits. I feel this is a huge set-back. It definitely made me think whether I really wanted to do this.
I decided rather fast that I'm still interested in surgery if I decide it's the best option for me. I'm looking into ways of financing this and will probably go to an information session at a local hospital that offers the surgery.
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